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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,842 | $165,381-88.6% | $149,730-87.4% | $158,966-88.1% |
| Participation rate | 94.7% | 84.6%+10.2pp | 82.5%+12.3pp | 82.0%+12.8pp |
| Annual return | 37.84% | 348.29%-310.5pp | 276.70%-238.9pp | 302.95%-265.1pp |
| Employer contribution / active EE | $2,264 | $5,104-55.6% | $4,645-51.3% | $4,762-52.5% |
| Participant deferral / active EE | $8,648 | $7,182+20.4% | $6,843+26.4% | $5,983+44.5% |
| Admin fee / account holder | $836 | $10,809-92.3% | $9,310-91.0% | $11,250-92.6% |