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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,534 | $148,623-73.4% | $135,974-70.9% | $139,466-71.7% |
| Participation rate | 84.2% | 83.9%+0.3pp | 81.9%+2.3pp | 80.3%+3.9pp |
| Annual return | 17.54% | 79.30%-61.8pp | 68.30%-50.8pp | 373.66%-356.1pp |
| Employer contribution / active EE | $5,580 | $5,246+6.4% | $4,859+14.8% | $4,754+17.4% |
| Participant deferral / active EE | $3,831 | $8,103-52.7% | $7,760-50.6% | $6,712-42.9% |
| Admin fee / account holder | $7,928 | $12,406-36.1% | $10,767-26.4% | $11,409-30.5% |