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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,360 | $185,905+89.5% | $170,057+107.2% | $139,487+152.6% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 20.59% | 60.56%-40.0pp | 53.42%-32.8pp | 373.84%-353.2pp |
| Employer contribution / active EE | $5,074 | $7,597-33.2% | $6,790-25.3% | $4,755+6.7% |
| Participant deferral / active EE | $16,728 | $11,627+43.9% | $10,411+60.7% | $6,713+149.2% |
| Admin fee / account holder | $1,849 | $15,397-88.0% | $12,826-85.6% | $11,407-83.8% |