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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $419,891 | $197,637+112.5% | $177,848+136.1% | $158,982+164.1% |
| Participation rate | 91.7% | 88.5%+3.1pp | 87.7%+3.9pp | 82.0%+9.7pp |
| Annual return | 17.88% | 58.77%-40.9pp | 48.33%-30.4pp | 302.99%-285.1pp |
| Employer contribution / active EE | $4,096 | $6,698-38.9% | $5,919-30.8% | $4,763-14.0% |
| Participant deferral / active EE | $14,812 | $8,405+76.2% | $7,714+92.0% | $5,983+147.6% |
| Admin fee / account holder | $43,677 | $15,406+183.5% | $12,431+251.3% | $11,252+288.2% |