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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,993 | $97,761-68.3% | $83,850-63.0% | $135,382-77.1% |
| Participation rate | 33.3% | 80.0%-46.6pp | 76.1%-42.8pp | 82.6%-49.3pp |
| Annual return | -21.03% | 1287.44%-1308.5pp | 850.92%-872.0pp | 519.77%-540.8pp |
| Employer contribution / active EE | $3,486 | $4,222-17.4% | $3,631-4.0% | $4,779-27.1% |
| Participant deferral / active EE | $9,443 | $4,682+101.7% | $4,082+131.4% | $5,609+68.4% |
| Admin fee / account holder | $0 | $6,674-100.0% | $5,478-100.0% | $10,829-100.0% |