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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,437 | $124,314-82.8% | $109,163-80.4% | $167,518-87.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 11.03% | 26.04%-15.0pp | 25.75%-14.7pp | 478.71%-467.7pp |
| Employer contribution / active EE | $5,079 | $4,209+20.7% | $3,723+36.4% | $4,838+5.0% |
| Participant deferral / active EE | $1,829 | $5,256-65.2% | $4,654-60.7% | $6,342-71.2% |
| Admin fee / account holder | $1,430 | $7,973-82.1% | $6,754-78.8% | $12,312-88.4% |