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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,117 | $138,075+83.3% | $123,552+104.9% | $135,379+87.0% |
| Participation rate | 91.7% | 84.7%+6.9pp | 82.3%+9.4pp | 82.6%+9.0pp |
| Annual return | -7.35% | 153.70%-161.0pp | 119.20%-126.6pp | 519.79%-527.1pp |
| Employer contribution / active EE | $0 | $5,152-100.0% | $4,628-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $13,283 | $6,800+95.3% | $6,426+106.7% | $5,609+136.8% |
| Admin fee / account holder | $12,630 | $10,917+15.7% | $9,285+36.0% | $10,828+16.6% |