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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,116 | $101,069-95.9% | $81,478-94.9% | $147,585-97.2% |
| Participation rate | 50.0% | 74.5%-24.5pp | 68.0%-18.0pp | 82.8%-32.8pp |
| Annual return | 23.27% | 32.40%-9.1pp | 38.78%-15.5pp | 578.57%-555.3pp |
| Employer contribution / active EE | $1,332 | $3,205-58.5% | $2,568-48.1% | $4,876-72.7% |
| Participant deferral / active EE | $3,328 | $4,242-21.5% | $3,537-5.9% | $5,439-38.8% |
| Admin fee / account holder | $188 | $5,812-96.8% | $4,561-95.9% | $10,885-98.3% |