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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,493 | $174,379+110.7% | $152,093+141.6% | $138,895+164.6% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 8.04% | 74.86%-66.8pp | 66.36%-58.3pp | 145.39%-137.4pp |
| Employer contribution / active EE | $2,435 | $4,652-47.7% | $4,175-41.7% | $4,194-42.0% |
| Participant deferral / active EE | $0 | $6,159-100.0% | $5,451-100.0% | $6,396-100.0% |
| Admin fee / account holder | $49,222 | $16,880+191.6% | $14,497+239.5% | $12,562+291.8% |