Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,387 | $91,167-40.3% | $178,498-69.5% | $79,858-31.9% |
| Participation rate | 35.0% | 69.2%-34.2pp | 81.9%-46.9pp | 69.6%-34.6pp |
| Annual return | 12.31% | 24.19%-11.9pp | 151.09%-138.8pp | 31.72%-19.4pp |
| Employer contribution / active EE | $312 | $3,255-90.4% | $5,011-93.8% | $2,471-87.4% |
| Participant deferral / active EE | $1,306 | $3,236-59.6% | $5,202-74.9% | $3,740-65.1% |
| Admin fee / account holder | $12,621 | $6,747+87.0% | $13,985-9.8% | $5,306+137.9% |