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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,985 | $201,264-12.6% | $184,185-4.5% | $145,978+20.6% |
| Participation rate | 70.0% | 87.5%-17.5pp | 86.8%-16.8pp | 80.3%-10.3pp |
| Annual return | 11.46% | 29.00%-17.5pp | 28.81%-17.4pp | 550.52%-539.1pp |
| Employer contribution / active EE | $537 | $7,021-92.4% | $6,426-91.6% | $4,662-88.5% |
| Participant deferral / active EE | $15,060 | $9,806+53.6% | $9,132+64.9% | $6,690+125.1% |
| Admin fee / account holder | $17,932 | $16,376+9.5% | $13,909+28.9% | $13,400+33.8% |