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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,983 | $112,915-89.4% | $90,965-86.8% | $158,950-92.5% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | -0.26% | 215.75%-216.0pp | 134.57%-134.8pp | 302.91%-303.2pp |
| Employer contribution / active EE | $970 | $2,894-66.5% | $2,122-54.3% | $4,762-79.6% |
| Participant deferral / active EE | $7,460 | $4,128+80.7% | $3,373+121.2% | $5,983+24.7% |
| Admin fee / account holder | $504 | $8,044-93.7% | $5,960-91.6% | $11,248-95.5% |