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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,938 | $27,632-49.6% | $61,399-77.3% | $68,495-79.7% |
| Participation rate | 25.8% | 39.5%-13.7pp | 52.6%-26.8pp | 67.9%-42.1pp |
| Annual return | -19.99% | -13.24%-6.8pp | 338.81%-358.8pp | -7.84%-12.1pp |
| Employer contribution / active EE | $689 | $696-1.0% | $1,159-40.6% | $2,596-73.5% |
| Participant deferral / active EE | $964 | $1,264-23.7% | $2,124-54.6% | $4,028-76.1% |
| Admin fee / account holder | $782 | $2,010-61.1% | $2,131-63.3% | $5,403-85.5% |