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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,101 | $150,435-51.4% | $120,580-39.4% | $145,897-49.9% |
| Participation rate | 68.8% | 78.8%-10.1pp | 72.0%-3.2pp | 80.3%-11.6pp |
| Annual return | 12.97% | 154.60%-141.6pp | 107.48%-94.5pp | 552.29%-539.3pp |
| Employer contribution / active EE | $1,319 | $4,352-69.7% | $3,469-62.0% | $4,663-71.7% |
| Participant deferral / active EE | $2,850 | $6,174-53.8% | $4,995-42.9% | $6,689-57.4% |
| Admin fee / account holder | $2,214 | $12,182-81.8% | $9,418-76.5% | $13,390-83.5% |