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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,101 | $150,346-51.4% | $120,524-39.3% | $145,877-49.9% |
| Participation rate | 68.8% | 78.8%-10.0pp | 71.9%-3.2pp | 80.3%-11.6pp |
| Annual return | 12.97% | 154.40%-141.4pp | 107.36%-94.4pp | 551.28%-538.3pp |
| Employer contribution / active EE | $1,319 | $4,353-69.7% | $3,469-62.0% | $4,663-71.7% |
| Participant deferral / active EE | $2,850 | $6,172-53.8% | $4,994-42.9% | $6,691-57.4% |
| Admin fee / account holder | $2,214 | $12,215-81.9% | $9,440-76.5% | $13,402-83.5% |