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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,404 | $124,314-87.6% | $109,163-85.9% | $167,518-90.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 15.00% | 26.04%-11.0pp | 25.75%-10.8pp | 478.71%-463.7pp |
| Employer contribution / active EE | $5,931 | $4,209+40.9% | $3,723+59.3% | $4,838+22.6% |
| Participant deferral / active EE | $4,712 | $5,256-10.4% | $4,654+1.3% | $6,342-25.7% |
| Admin fee / account holder | $411 | $7,973-94.8% | $6,754-93.9% | $12,312-96.7% |