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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,444 | $138,114-87.4% | $125,391-86.1% | $134,545-87.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -19.84% | 750.88%-770.7pp | 572.41%-592.3pp | 418.37%-438.2pp |
| Employer contribution / active EE | $3,103 | $5,246-40.9% | $4,816-35.6% | $4,742-34.6% |
| Participant deferral / active EE | $6,961 | $7,801-10.8% | $7,448-6.5% | $6,401+8.7% |
| Admin fee / account holder | $2,174 | $11,570-81.2% | $10,009-78.3% | $11,431-81.0% |