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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,931 | $165,399-89.8% | $149,745-88.7% | $158,982-89.4% |
| Participation rate | 69.2% | 84.6%-15.3pp | 82.5%-13.3pp | 82.0%-12.7pp |
| Annual return | 99.88% | 348.34%-248.5pp | 276.72%-176.8pp | 302.99%-203.1pp |
| Employer contribution / active EE | $1,575 | $5,105-69.2% | $4,646-66.1% | $4,763-66.9% |
| Participant deferral / active EE | $5,295 | $7,183-26.3% | $6,843-22.6% | $5,983-11.5% |
| Admin fee / account holder | $127 | $10,811-98.8% | $9,312-98.6% | $11,252-98.9% |