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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,382 | $162,136-80.0% | $152,301-78.7% | $154,746-79.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 13.10% | 91.02%-77.9pp | 80.50%-67.4pp | 172.34%-159.2pp |
| Employer contribution / active EE | $2,260 | $4,890-53.8% | $4,624-51.1% | $4,379-48.4% |
| Participant deferral / active EE | $4,991 | $8,341-40.2% | $8,004-37.6% | $6,730-25.8% |
| Admin fee / account holder | $556 | $15,759-96.5% | $14,398-96.1% | $14,365-96.1% |