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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,909 | $90,448-50.3% | $93,786-52.1% | $134,545-66.6% |
| Participation rate | 50.0% | 82.0%-32.0pp | 81.0%-31.0pp | 81.2%-31.2pp |
| Annual return | -19.72% | -15.71%-4.0pp | -11.32%-8.4pp | 418.37%-438.1pp |
| Employer contribution / active EE | $1,958 | $4,349-55.0% | $4,328-54.8% | $4,742-58.7% |
| Participant deferral / active EE | $3,987 | $5,983-33.4% | $6,100-34.6% | $6,401-37.7% |
| Admin fee / account holder | $1,374 | $9,232-85.1% | $7,184-80.9% | $11,431-88.0% |