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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,485 | $111,301-77.1% | $112,977-77.4% | $158,982-84.0% |
| Participation rate | 82.4% | 83.5%-1.2pp | 82.6%-0.2pp | 82.0%+0.4pp |
| Annual return | 21.24% | 26.40%-5.2pp | 24.24%-3.0pp | 302.99%-281.8pp |
| Employer contribution / active EE | $2,271 | $4,471-49.2% | $4,255-46.6% | $4,763-52.3% |
| Participant deferral / active EE | $4,040 | $5,880-31.3% | $5,836-30.8% | $5,983-32.5% |
| Admin fee / account holder | $2,944 | $8,392-64.9% | $6,294-53.2% | $11,252-73.8% |