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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,839 | $85,766-61.7% | $136,298-75.9% | $70,126-53.2% |
| Participation rate | 48.4% | 74.2%-25.8pp | 81.9%-33.5pp | 69.5%-21.2pp |
| Annual return | 43.54% | 31.46%+12.1pp | 5156.27%-5112.7pp | 73.15%-29.6pp |
| Employer contribution / active EE | $1,020 | $2,966-65.6% | $4,696-78.3% | $2,343-56.4% |
| Participant deferral / active EE | $2,803 | $5,051-44.5% | $6,247-55.1% | $3,332-15.9% |
| Admin fee / account holder | $437 | $5,421-91.9% | $9,244-95.3% | $4,645-90.6% |