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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,185 | $138,114-89.7% | $125,391-88.7% | $134,545-89.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -12.12% | 750.88%-763.0pp | 572.41%-584.5pp | 418.37%-430.5pp |
| Employer contribution / active EE | $1,945 | $5,246-62.9% | $4,816-59.6% | $4,742-59.0% |
| Participant deferral / active EE | $4,140 | $7,801-46.9% | $7,448-44.4% | $6,401-35.3% |
| Admin fee / account holder | $4,088 | $11,570-64.7% | $10,009-59.2% | $11,431-64.2% |