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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,185 | $138,078-89.7% | $125,363-88.7% | $134,509-89.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -12.12% | 750.49%-762.6pp | 572.15%-584.3pp | 418.13%-430.3pp |
| Employer contribution / active EE | $1,945 | $5,245-62.9% | $4,815-59.6% | $4,741-59.0% |
| Participant deferral / active EE | $4,140 | $7,800-46.9% | $7,447-44.4% | $6,400-35.3% |
| Admin fee / account holder | $4,088 | $11,566-64.7% | $10,005-59.1% | $11,427-64.2% |