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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,757 | $102,429-87.5% | $147,096-91.3% | $80,925-84.2% |
| Participation rate | 88.5% | 75.9%+12.6pp | 82.2%+6.3pp | 67.7%+20.8pp |
| Annual return | 12.23% | 135.02%-122.8pp | 419.75%-407.5pp | 35.65%-23.4pp |
| Employer contribution / active EE | $1,225 | $3,716-67.0% | $4,936-75.2% | $2,756-55.6% |
| Participant deferral / active EE | $1,826 | $6,649-72.5% | $8,071-77.4% | $4,299-57.5% |
| Admin fee / account holder | $1,606 | $7,957-79.8% | $13,005-87.6% | $6,940-76.9% |