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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,216 | $100,792-25.4% | $86,691-13.2% | $134,509-44.1% |
| Participation rate | 66.7% | 78.9%-12.3pp | 76.6%-9.9pp | 81.2%-14.6pp |
| Annual return | -18.28% | 29.08%-47.4pp | 35.94%-54.2pp | 418.13%-436.4pp |
| Employer contribution / active EE | $1,575 | $3,491-54.9% | $2,837-44.5% | $4,741-66.8% |
| Participant deferral / active EE | $7,580 | $5,339+42.0% | $4,656+62.8% | $6,400+18.4% |
| Admin fee / account holder | $1,547 | $10,924-85.8% | $7,492-79.4% | $11,427-86.5% |