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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,600 | $65,566-35.0% | $86,235-50.6% | $75,177-43.3% |
| Participation rate | 62.5% | 60.5%+2.0pp | 69.0%-6.5pp | 67.2%-4.7pp |
| Annual return | 58.86% | 46.07%+12.8pp | 1170.03%-1111.2pp | 160.75%-101.9pp |
| Employer contribution / active EE | $1,628 | $1,553+4.8% | $2,381-31.6% | $2,671-39.1% |
| Participant deferral / active EE | $4,320 | $3,023+42.9% | $3,987+8.4% | $4,126+4.7% |
| Admin fee / account holder | $1,151 | $5,470-79.0% | $6,856-83.2% | $5,651-79.6% |