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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,211 | $159,978-81.1% | $147,041-79.5% | $145,978-79.3% |
| Participation rate | 62.5% | 84.0%-21.5pp | 82.2%-19.7pp | 80.3%-17.8pp |
| Annual return | 15.18% | 98.36%-83.2pp | 419.21%-404.0pp | 550.52%-535.3pp |
| Employer contribution / active EE | $3,587 | $5,288-32.2% | $4,935-27.3% | $4,662-23.1% |
| Participant deferral / active EE | $7,019 | $8,429-16.7% | $8,071-13.0% | $6,690+4.9% |
| Admin fee / account holder | $13,322 | $15,053-11.5% | $13,006+2.4% | $13,400-0.6% |