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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,200 | $95,406-60.0% | $185,849-79.4% | $85,847-55.5% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 316.72% | 23.59%+293.1pp | 122.10%+194.6pp | 318.61%-1.9pp |
| Employer contribution / active EE | $3,649 | $3,314+10.1% | $5,169-29.4% | $2,565+42.2% |
| Participant deferral / active EE | $5,503 | $3,424+60.8% | $5,569-1.2% | $3,952+39.3% |
| Admin fee / account holder | $8,872 | $7,214+23.0% | $16,244-45.4% | $6,261+41.7% |