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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,567 | $198,457-78.6% | $170,435-75.0% | $147,586-71.2% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 366.29% | 257.30%+109.0pp | 205.94%+160.3pp | 578.59%-212.3pp |
| Employer contribution / active EE | $4,301 | $6,183-30.4% | $5,432-20.8% | $4,876-11.8% |
| Participant deferral / active EE | $5,288 | $5,629-6.1% | $4,939+7.1% | $5,439-2.8% |
| Admin fee / account holder | $412 | $16,852-97.6% | $13,881-97.0% | $10,886-96.2% |