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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,336 | $76,519-74.7% | $56,025-65.5% | $145,897-86.7% |
| Participation rate | 90.9% | 63.2%+27.7pp | 52.5%+38.4pp | 80.3%+10.6pp |
| Annual return | 13.81% | 3017.03%-3003.2pp | 1712.69%-1698.9pp | 552.29%-538.5pp |
| Employer contribution / active EE | $1,153 | $1,383-16.6% | $1,042+10.7% | $4,663-75.3% |
| Participant deferral / active EE | $4,078 | $2,624+55.4% | $1,955+108.6% | $6,689-39.0% |
| Admin fee / account holder | $1,218 | $3,331-63.4% | $2,828-56.9% | $13,390-90.9% |