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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,264 | $29,319-34.3% | $52,425-63.3% | $82,448-76.6% |
| Participation rate | 77.8% | 46.9%+30.9pp | 55.6%+22.2pp | 68.1%+9.7pp |
| Annual return | 20.81% | 535.20%-514.4pp | 302.12%-281.3pp | 41.64%-20.8pp |
| Employer contribution / active EE | $753 | $586+28.4% | $914-17.6% | $2,551-70.5% |
| Participant deferral / active EE | $2,565 | $1,171+119.0% | $1,790+43.3% | $4,139-38.0% |
| Admin fee / account holder | $1,611 | $1,962-17.9% | $2,495-35.4% | $7,234-77.7% |