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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,336 | $76,608-74.8% | $56,077-65.5% | $145,877-86.7% |
| Participation rate | 90.9% | 63.2%+27.7pp | 52.5%+38.4pp | 80.3%+10.6pp |
| Annual return | 13.81% | 3009.59%-2995.8pp | 1709.28%-1695.5pp | 551.28%-537.5pp |
| Employer contribution / active EE | $1,153 | $1,382-16.5% | $1,040+10.9% | $4,663-75.3% |
| Participant deferral / active EE | $4,078 | $2,624+55.4% | $1,954+108.7% | $6,691-39.1% |
| Admin fee / account holder | $1,218 | $3,325-63.4% | $2,825-56.9% | $13,402-90.9% |