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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,154 | $86,938-23.9% | $102,423-35.4% | $80,925-18.3% |
| Participation rate | 60.0% | 72.4%-12.4pp | 76.5%-16.5pp | 67.7%-7.7pp |
| Annual return | 15.25% | 18.89%-3.6pp | 29.42%-14.2pp | 35.65%-20.4pp |
| Employer contribution / active EE | $4,409 | $2,369+86.1% | $3,023+45.9% | $2,756+60.0% |
| Participant deferral / active EE | $9,167 | $4,120+122.5% | $5,054+81.4% | $4,299+113.2% |
| Admin fee / account holder | $0 | $8,053-100.0% | $9,455-100.0% | $6,940-100.0% |