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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,420 | $124,425-45.8% | $112,040-39.8% | $137,256-50.9% |
| Participation rate | 95.8% | 79.3%+16.5pp | 76.5%+19.3pp | 80.0%+15.9pp |
| Annual return | 40.11% | 24.72%+15.4pp | 24.52%+15.6pp | 220.34%-180.2pp |
| Employer contribution / active EE | $8,198 | $3,411+140.3% | $2,954+177.5% | $4,156+97.2% |
| Participant deferral / active EE | $9,471 | $5,718+65.6% | $5,098+85.8% | $6,407+47.8% |
| Admin fee / account holder | $5,419 | $15,207-64.4% | $12,098-55.2% | $12,270-55.8% |