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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,522 | $81,870-24.9% | $119,622-48.6% | $68,486-10.2% |
| Participation rate | 3.8% | 71.9%-68.0pp | 79.3%-75.4pp | 67.9%-64.0pp |
| Annual return | -17.02% | -23.82%+6.8pp | -14.98%-2.0pp | -7.85%-9.2pp |
| Employer contribution / active EE | $5,684 | $2,692+111.2% | $4,232+34.3% | $2,597+118.9% |
| Participant deferral / active EE | $3,613 | $4,148-12.9% | $5,601-35.5% | $4,028-10.3% |
| Admin fee / account holder | $198 | $6,583-97.0% | $10,328-98.1% | $5,404-96.3% |