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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,136 | $91,525-58.3% | $130,026-70.7% | $75,181-49.3% |
| Participation rate | 94.4% | 71.4%+23.0pp | 78.5%+15.9pp | 67.2%+27.2pp |
| Annual return | 23.89% | -631.40%+655.3pp | -137.26%+161.2pp | 160.69%-136.8pp |
| Employer contribution / active EE | $5,606 | $2,844+97.1% | $4,321+29.7% | $2,671+109.9% |
| Participant deferral / active EE | $11,099 | $4,342+155.6% | $5,821+90.7% | $4,126+169.0% |
| Admin fee / account holder | $6,116 | $6,778-9.8% | $10,608-42.3% | $5,650+8.3% |