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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,306 | $185,905-62.2% | $170,057-58.7% | $139,487-49.6% |
| Participation rate | 90.5% | 87.8%+2.7pp | 87.0%+3.5pp | 80.3%+10.1pp |
| Annual return | 18.93% | 60.56%-41.6pp | 53.42%-34.5pp | 373.84%-354.9pp |
| Employer contribution / active EE | $6,360 | $7,597-16.3% | $6,790-6.3% | $4,755+33.8% |
| Participant deferral / active EE | $13,385 | $11,627+15.1% | $10,411+28.6% | $6,713+99.4% |
| Admin fee / account holder | $1,918 | $15,397-87.5% | $12,826-85.0% | $11,407-83.2% |