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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,019 | $167,533-70.7% | $151,645-67.7% | $134,545-63.6% |
| Participation rate | 95.7% | 88.4%+7.3pp | 87.5%+8.2pp | 81.2%+14.4pp |
| Annual return | 204.49% | 7.81%+196.7pp | 3.34%+201.1pp | 418.37%-213.9pp |
| Employer contribution / active EE | $5,721 | $6,828-16.2% | $6,165-7.2% | $4,742+20.7% |
| Participant deferral / active EE | $12,170 | $8,985+35.4% | $8,363+45.5% | $6,401+90.1% |
| Admin fee / account holder | $1,131 | $13,781-91.8% | $11,614-90.3% | $11,431-90.1% |