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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,374 | $88,702-73.6% | $81,780-71.4% | $145,978-84.0% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 12.70% | 1029.12%-1016.4pp | 776.27%-763.6pp | 550.52%-537.8pp |
| Employer contribution / active EE | $11,741 | $3,084+280.7% | $2,914+302.9% | $4,662+151.9% |
| Participant deferral / active EE | $29,925 | $4,645+544.2% | $4,321+592.6% | $6,690+347.3% |
| Admin fee / account holder | $2,987 | $8,414-64.5% | $7,384-59.6% | $13,400-77.7% |