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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,363 | $92,766-74.8% | $82,763-71.8% | $134,545-82.6% |
| Participation rate | 44.4% | 75.2%-30.8pp | 72.6%-28.1pp | 81.2%-36.8pp |
| Annual return | -16.84% | 946.97%-963.8pp | 702.45%-719.3pp | 418.37%-435.2pp |
| Employer contribution / active EE | $1,140 | $3,273-65.2% | $3,008-62.1% | $4,742-76.0% |
| Participant deferral / active EE | $4,103 | $4,802-14.6% | $4,395-6.6% | $6,401-35.9% |
| Admin fee / account holder | $439 | $5,978-92.7% | $5,325-91.8% | $11,431-96.2% |