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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,490 | $103,038-84.0% | $90,324-81.7% | $152,909-89.2% |
| Participation rate | 63.6% | 75.9%-12.2pp | 73.3%-9.6pp | 82.5%-18.8pp |
| Annual return | 23.16% | 95.25%-72.1pp | 78.15%-55.0pp | 345.46%-322.3pp |
| Employer contribution / active EE | $710 | $3,141-77.4% | $2,856-75.1% | $4,764-85.1% |
| Participant deferral / active EE | $2,244 | $4,282-47.6% | $3,885-42.2% | $5,851-61.6% |
| Admin fee / account holder | $53 | $6,177-99.1% | $5,356-99.0% | $11,601-99.5% |