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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,784 | $94,439+81.9% | $73,658+133.2% | $154,746+11.0% |
| Participation rate | 28.6% | 64.7%-36.1pp | 57.0%-28.5pp | 80.7%-52.1pp |
| Annual return | 18.81% | 28.25%-9.4pp | 29.72%-10.9pp | 172.34%-153.5pp |
| Employer contribution / active EE | $2,143 | $1,257+70.4% | $1,032+107.6% | $4,379-51.1% |
| Participant deferral / active EE | $8,571 | $2,527+239.2% | $2,062+315.7% | $6,730+27.4% |
| Admin fee / account holder | $0 | $3,843-100.0% | $3,357-100.0% | $14,365-100.0% |