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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,028 | $76,608+47.5% | $56,077+101.6% | $145,877-22.5% |
| Participation rate | 50.0% | 63.2%-13.2pp | 52.5%-2.5pp | 80.3%-30.3pp |
| Annual return | 11.78% | 3009.59%-2997.8pp | 1709.28%-1697.5pp | 551.28%-539.5pp |
| Employer contribution / active EE | $3,750 | $1,382+171.4% | $1,040+260.5% | $4,663-19.6% |
| Participant deferral / active EE | $15,000 | $2,624+471.6% | $1,954+667.7% | $6,691+124.2% |
| Admin fee / account holder | $0 | $3,325-100.0% | $2,825-100.0% | $13,402-100.0% |