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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,314 | $197,637-63.4% | $177,848-59.3% | $158,982-54.5% |
| Participation rate | 55.6% | 88.5%-33.0pp | 87.7%-32.2pp | 82.0%-26.4pp |
| Annual return | 15.54% | 58.77%-43.2pp | 48.33%-32.8pp | 302.99%-287.4pp |
| Employer contribution / active EE | $2,418 | $6,698-63.9% | $5,919-59.1% | $4,763-49.2% |
| Participant deferral / active EE | $7,639 | $8,405-9.1% | $7,714-1.0% | $5,983+27.7% |
| Admin fee / account holder | $2,061 | $15,406-86.6% | $12,431-83.4% | $11,252-81.7% |