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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,820 | $184,000-71.3% | $162,185-67.4% | $152,909-65.5% |
| Participation rate | 50.0% | 88.5%-38.5pp | 87.6%-37.6pp | 82.5%-32.5pp |
| Annual return | 47.60% | 150.80%-103.2pp | 115.61%-68.0pp | 345.46%-297.9pp |
| Employer contribution / active EE | $0 | $6,370-100.0% | $5,613-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $5,975 | $8,033-25.6% | $7,297-18.1% | $5,851+2.1% |
| Admin fee / account holder | $1,493 | $13,124-88.6% | $10,844-86.2% | $11,601-87.1% |