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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,213 | $110,248-82.6% | $95,728-79.9% | $139,456-86.2% |
| Participation rate | 84.6% | 75.7%+8.9pp | 72.3%+12.4pp | 80.3%+4.3pp |
| Annual return | 14.57% | 27.16%-12.6pp | 28.40%-13.8pp | 373.45%-358.9pp |
| Employer contribution / active EE | $1,406 | $3,258-56.8% | $2,835-50.4% | $4,753-70.4% |
| Participant deferral / active EE | $4,665 | $4,675-0.2% | $4,245+9.9% | $6,711-30.5% |
| Admin fee / account holder | $12,236 | $6,607+85.2% | $5,673+115.7% | $11,407+7.3% |