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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,842 | $118,877-61.4% | $96,570-52.5% | $167,536-72.6% |
| Participation rate | 76.2% | 75.5%+0.7pp | 69.8%+6.4pp | 82.1%-5.9pp |
| Annual return | 12.90% | 50.50%-37.6pp | 37.79%-24.9pp | 478.82%-465.9pp |
| Employer contribution / active EE | $0 | $3,121-100.0% | $2,357-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $3,067 | $4,617-33.6% | $3,849-20.3% | $6,342-51.6% |
| Admin fee / account holder | $1,236 | $8,069-84.7% | $6,182-80.0% | $12,315-90.0% |