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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,143 | $112,933-77.7% | $90,970-72.4% | $158,982-84.2% |
| Participation rate | 81.0% | 74.7%+6.2pp | 69.0%+11.9pp | 82.0%-1.0pp |
| Annual return | 10.18% | 215.82%-205.6pp | 134.60%-124.4pp | 302.99%-292.8pp |
| Employer contribution / active EE | $0 | $2,893-100.0% | $2,122-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $2,882 | $4,128-30.2% | $3,373-14.5% | $5,983-51.8% |
| Admin fee / account holder | $15,145 | $8,047+88.2% | $5,961+154.1% | $11,252+34.6% |