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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,982 | $150,442-56.1% | $136,295-51.6% | $147,585-55.3% |
| Participation rate | 50.0% | 84.4%-34.4pp | 81.9%-31.9pp | 82.8%-32.8pp |
| Annual return | 10.53% | 1049.09%-1038.6pp | 5155.97%-5145.4pp | 578.56%-568.0pp |
| Employer contribution / active EE | $3,700 | $5,256-29.6% | $4,695-21.2% | $4,876-24.1% |
| Participant deferral / active EE | $0 | $6,630-100.0% | $6,247-100.0% | $5,439-100.0% |
| Admin fee / account holder | $605 | $10,905-94.5% | $9,243-93.5% | $10,885-94.4% |