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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,839 | $148,582-83.3% | $135,942-81.7% | $139,456-82.2% |
| Participation rate | 55.6% | 83.9%-28.3pp | 81.9%-26.4pp | 80.3%-24.8pp |
| Annual return | 23.40% | 79.26%-55.9pp | 68.28%-44.9pp | 373.45%-350.0pp |
| Employer contribution / active EE | $1,417 | $5,245-73.0% | $4,858-70.8% | $4,753-70.2% |
| Participant deferral / active EE | $2,748 | $8,101-66.1% | $7,759-64.6% | $6,711-59.1% |
| Admin fee / account holder | $376 | $12,402-97.0% | $10,764-96.5% | $11,407-96.7% |