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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,083 | $65,423-78.5% | $98,477-85.7% | $85,856-83.6% |
| Participation rate | 34.6% | 65.0%-30.4pp | 73.3%-38.7pp | 69.3%-34.7pp |
| Annual return | 17.07% | 21.76%-4.7pp | 1493.59%-1476.5pp | 318.58%-301.5pp |
| Employer contribution / active EE | $0 | $2,168-100.0% | $2,961-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $1,926 | $3,167-39.2% | $4,276-55.0% | $3,952-51.3% |
| Admin fee / account holder | $1,890 | $4,594-58.9% | $5,951-68.2% | $6,261-69.8% |