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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,136 | $75,541-77.3% | $152,093-88.7% | $82,637-79.3% |
| Participation rate | 34.4% | 66.5%-32.2pp | 77.8%-43.4pp | 68.1%-33.7pp |
| Annual return | 16.47% | 32.56%-16.1pp | 66.36%-49.9pp | 53.51%-37.0pp |
| Employer contribution / active EE | $0 | $2,622-100.0% | $4,175-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $1,836 | $3,206-42.7% | $5,451-66.3% | $4,126-55.5% |
| Admin fee / account holder | $380 | $6,405-94.1% | $14,497-97.4% | $7,339-94.8% |