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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,674 | $96,388+9.6% | $80,627+31.1% | $139,466-24.2% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 18.45% | 1352.08%-1333.6pp | 936.76%-918.3pp | 373.66%-355.2pp |
| Employer contribution / active EE | $16,827 | $3,260+416.2% | $2,723+518.0% | $4,754+254.0% |
| Participant deferral / active EE | $15,486 | $5,224+196.4% | $4,443+248.5% | $6,712+130.7% |
| Admin fee / account holder | $11,681 | $6,603+76.9% | $5,381+117.1% | $11,409+2.4% |