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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,189 | $93,117-3.1% | $77,096+17.0% | $134,532-33.0% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -13.57% | 62.67%-76.2pp | 42.35%-55.9pp | 418.27%-431.8pp |
| Employer contribution / active EE | $23,616 | $3,420+590.5% | $2,814+739.1% | $4,741+398.1% |
| Participant deferral / active EE | $14,545 | $5,241+177.5% | $4,429+228.4% | $6,401+127.2% |
| Admin fee / account holder | $586 | $6,948-91.6% | $5,428-89.2% | $11,429-94.9% |